← All Stripe decline codes
Do not retryFraud decline

stolen_card

Card reported stolen

Category

Fraud decline

Retryable

No — update the card

Suggested retry

No auto-retry

What it means

The card was reported stolen and is permanently blocked.

Why it happens

The card was reported stolen to the issuing bank.

How to recover the payment

Do not retry. Request a new card from the customer.

Category tip: Do not retry. Contact the customer instead.

Recovery email preview

Subject: Action needed — your payment did not go through

This card was reported stolen. Please add a new card to continue.

Update payment method

Sent automatically by churnguardian the moment this code appears.

How churnguardian handles it

churnguardian stops retries and surfaces the event so you can reach out directly rather than hammering the issuer.

  • Decline-aware retries timed to recovery odds
  • Branded recovery emails with a one-click card update
  • Stops automatically the moment the charge clears
Start recovering payments

At a glance

Retryable
No
Retry window
No auto-retry
Card must be replaced
Yes

Frequently asked

What does the Stripe decline code stolen_card mean?+

The card was reported stolen and is permanently blocked.

Is the Stripe decline code stolen_card retryable?+

Do not retry. Request a new card from the customer.

How do I recover a payment declined with stolen_card?+

Do not retry. Request a new card from the customer.

What should I send the customer for stolen_card?+

This card was reported stolen. Please add a new card to continue.

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