Legal

Terms of Service

Last updated September 2026

These terms govern your access to and use of churnguardian. By creating an account or using the service, you agree to them. If you are using churnguardian on behalf of a company, you confirm you have authority to bind that company.

1. The service

churnguardian helps Stripe-powered subscription businesses recover failed payments and retain at-risk customers. It watches your connected Stripe account, sends recovery emails, and offers retention incentives through cancel flows. You stay responsible for your own billing, pricing, and customer relationships.

2. Your account

You must provide accurate information, keep your credentials secure, and are responsible for all activity under your account. You must be old enough to form a binding contract in your jurisdiction.

3. Stripe connection and permissions

churnguardian connects to your Stripe account through a restricted, encrypted API key that you provide. You authorize us to read and act on the billing resources covered by that key, such as invoices, subscriptions, customers, coupons, and payment methods. You can revoke the key at any time from your Stripe Dashboard, which ends our access.

4. Plans, billing, and commission

  • churnguardian is billed as a flat monthly or annual subscription.
  • We charge 0% commission on recovered revenue. Amounts you recover are yours.
  • Subscriptions renew automatically until cancelled.
  • You can cancel at any time. Access continues until the end of the paid period.
  • Payments are processed by Stripe. Taxes may apply based on your location.

5. Acceptable use

You agree not to:

  • Use the service for unlawful, deceptive, or abusive activity.
  • Send spam or violate anti-spam or privacy laws through recovery messages.
  • Reverse engineer, resell, or attempt to disrupt the service.
  • Upload malicious code or attempt to access data that is not yours.

6. Your data and customer data

You keep ownership of your data and your customers data. You grant us the rights needed to process it to provide the service. You confirm you have the right to contact your customers for payment recovery and retention, and that your use complies with applicable law.

7. Intellectual property

churnguardian and its underlying technology, design, and branding remain our property. These terms do not grant you any rights to our trademarks or source code.

8. Third-party services

The service depends on third parties such as Stripe, Supabase, and our email providers. Their availability and terms are outside our control, and we are not responsible for interruptions caused by them.

9. Disclaimers

The service is provided on an as-is and as-available basis. We do not guarantee any specific recovery rate, revenue outcome, or uninterrupted availability. To the maximum extent permitted by law, we disclaim all implied warranties.

10. Limitation of liability

To the maximum extent permitted by law, churnguardian is not liable for indirect, incidental, or consequential damages, or for lost profits or data. Our total liability is limited to the amount you paid us in the twelve months before the claim.

11. Termination

You may stop using the service at any time. We may suspend or terminate access if you breach these terms or if required by law. On termination, your right to use the service ends and we may delete your data in line with our Privacy Policy.

12. Changes to these terms

We may update these terms from time to time. When we do, we will revise the date above. Continued use after a change means you accept the updated terms.

13. Governing law

These terms are governed by the laws of India. Any dispute arising out of or relating to these terms or the service is subject to the exclusive jurisdiction of the courts of Thane, Maharashtra, India.

14. Contact

churnguardian is operated by Anirudh Prakash, a sole proprietor based in Thane, Maharashtra, India. Questions about these terms? Email support@churnguardian.com.