What it means
A generic decline where the bank refuses the charge.
Do not honor
Category
Soft decline
Retryable
Yes, with timing
Suggested retry
~2 days
A generic decline where the bank refuses the charge.
Often due to bank risk rules, card limits, or a stale card on file.
Retry later and ask the customer to check with their bank.
Category tip: Retryable, often within hours or on the next payday.
Subject: Action needed — your payment did not go through
The payment was declined by your bank. Please check with them or use another card.
Update payment methodSent automatically by churnguardian the moment this code appears.
churnguardian schedules a smart retry and, if it fails, sends a branded email with a payment-update link.
A generic decline where the bank refuses the charge.
Retry later and ask the customer to check with their bank.
Retry later and ask the customer to check with their bank.
The payment was declined by your bank. Please check with them or use another card.
Browse the full list of Stripe decline codes or look one up with the free lookup tool.
Join bootstrapped and early-stage SaaS teams winning back thousands in MRR every month, on autopilot.
14-day free trial · No credit card required